Bank of Internet USA


4350 La Jolla Village Drive Suite 140 San Dieg



Imagine a bank so convenient it has a branch in your home. And your office. And anywhere you have your cell phone.

Great rates.
Our rates consistently beat the national average.
Quality customer support.
Our dedicated customer support associates are a quick click or call away, ready to help and fully committed to your satisfaction.
Easy access, all the time.
You can access your account anywhere you can log online, 24/7.
Time-saving bill pay services.
Bank of Internet USA customers can safely pay their bills online, all from a single site. It's convenient, easy to use, and it's secure.
Flexible options.
Need to move your money? You can transfer funds between any of your Bank of Internet USA accounts, or you can transfer money to/from your Bank of Internet USA account to/from another bank account whenever you want. You can even set up a regular schedule.
Great mortgage rates.
We offer a straightforward approach with a variety of products to meet your needs and a dedicated specialist to guide you through the process. With Bank of Internet USA we will close your mortgage loan fast and on your schedule.
Online safety guarantee.
We cover 100% of any losses due to highly unlikely break-ins or funds that are lost, misplaced or taken out of your account without your authorization.1
Peace of mind, backed by FDIC.
Bank products and services are offered by Bank of Internet USA, a division of BofI Federal Bank. Bank of Internet USA and other BofI Federal accounts are not separately insured by the FDIC. BofI Federal Bank’s FDIC certificate number is 35546.
  • Mortgage
  • Refinance
Product Rate +/- Last week
30 yr fixed mtg 3.52% 3.52%
15 yr fixed mtg 3.24% 3.24%
1/5 ARM 2.85% 2.85%
30 yr fixed mtg refi 2.52% 2.52%
1/5 ARM 1.35% 1.35%